Terms and Conditions

CONDITIONS OF USE

By using this website, you agree to the following terms and conditions. Please read them carefully. These terms and conditions may be revised at any time by our updating this notice and posting it on our website. You are bound by any such revisions and should periodically visit this page to review the most recent Terms and Conditions.

COPYRIGHT AND TRADEMARKS

This website is owned by Continental Heritage Insurance Company. Unauthorized use of this site, and/or the materials contained therein may violate applicable copyright, trademark or other laws. No part of the materials made available on this website may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise without prior written approval.

DISCLAIMER

The information and descriptions contained in this website are provided solely for informational purposes, and are not intended to be complete descriptions of all terms, exclusions, and conditions applicable to every insurance product or service offered by Continental Heritage. The materials on this website are provided “as is” and without warranties of any kind either expressed or implied. To the fullest extent permissible under applicable law, Continental Heritage and its affiliates and distributors disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. Continental Heritage does not warrant or make any representations regarding the accuracy, completeness, currency or reliability of any of the content on this website, nor does it warrant or represent that the functions contained in the materials will be uninterrupted or error free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components.

LIMITATION OF LIABILITY

Continental Heritage assumes no responsibility and shall not be liable for any damage to your computer equipment or other property as a result of your access to, use of, or browsing this website, or your downloading of any materials, data, text, images, audio and video from this site or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure. You, and not Continental Heritage, assume the entire cost of all necessary servicing, repair or correction.

Under no circumstances, including, but not limited to, negligence, shall Continental Heritage be liable for any injury, loss, claim, damage, or any special, exemplary, punitive, indirect, incidental or consequential damages of any kind that arise from the use of, or the inability to use, this website or the materials on this website, whether based on warranty, contract, tort or any other legal theory, and even if Continental Heritage has been advised of the possibility of such damages.

INDEMNIFICATION

You shall indemnify and hold Continental Heritage, its affiliates, successors in interest, officers, directors, employees and agents harmless from and against any claim, cause of action or demand, including without limitation reasonable legal fees, brought by or on your behalf in excess of the liability described herein or by third parties as a result of your use of this site.

GOVERNING LAW

These terms and conditions of this Agreement shall be governed by and interpreted according to the laws of the State of Ohio, without giving effect to Ohio’s conflict of law principles.

SEVERABILITY

If any provision of this Agreement shall be determined to be unenforceable or invalid, such provision shall nonetheless be enforced to the fullest extent permitted by applicable law, and such determination shall not affect the validity and enforceability of any other remaining provisions.

TERMINATION

Continental Heritage reserves the right to terminate your access to any Continental Heritage site at any time.